The basic answer is it depends on what kind of business you are. Retail businesses with high transaction volume are generally able to leverage their Merchant account and obtain more favorable processing rates than going through a third party like PayPal. It can be difficult for a retail business to obtain a merchant account if they have a business which the Authorizing bank deems risky, or the Merchant has poor credit/minimal business history. A website is helpful, but with websites such as e-Bay, an online store tends to be easier to set-up than in the past. PayPal and e-Bay tend to be a package deal that favor retail businesses.
Service providers are another story. e-Bay stores do not fit a Service business's needs. A Service businesses tend be be smaller shops with the Owner closely involved in the day to day operations. Obtaining a Merchant account, hiring a programmer, and learning new processing software can be a costly endevor, both in dollar value and more importantly TIME!
The staff at Connected Pay focuses on the service business industry because they understand TIME is the most valuable commodity. If your Service business already has an established website, Connected Pay's service eliminates the difficulty and cost associated with getting your website secure, legally certified, and properly coded by a website developer. If you don't have a website, Connected Pay can be your cost effective virtual terminal. Eliminating website development costs, finding a secure host, high hourly developer rates, on-going maintenance costs and not to mention the need to obtain a merchant account and gateway.
Connected Pay's online payment service requires no software installation, no website is required, and no programmer is needed. You don't need anything special to accept credit cards by using Connected Pay's service. If you are ready to make it easier for your customers to pay you and save you time, please contact Connected Pay today to begin focusing more on your business. Contact Us at Connected Pay.
